Key Features

• 5% cashback (maximum Rs. 150 per statement cycle) on minimum retail spends of Rs. 2,500 done within first 60 days of card setup.
• 2% cashback (maximum Rs. 50 per statement cycle) on all retail spend done at grocery/ departmental stores and utility bill payments.
• 1% cashback (maximum Rs. 50 per statement cycle) on all other retail spends.
• An additional cashback of Rs. 50 on minimum retail spends of Rs. 10,000 in every statement cycle.
• 2 complimentary lounge access per calendar quarter with VISA cards at railway stations in New Delhi, Kolkata (Sealdah), Ahmedabad, Jaipur, and Agra. This benefit is also available to add-on cardholders.
• 1% fuel surcharge waiver for fuel transactions between Rs. 400 and Rs. 5,000 per statement cycle done across all fuel stations in India.
• Zero liability on any fraudulent transactions made with the card after reporting the loss to the bank in an unfortunate event of loss of credit card.
• Convert transactions worth Rs. 2,000 or more into easy EMI options on the select tenure of your choice.
• If you want AU Bank credit card apply online instantly.
• Joining fee: Rs. 199 + applicable taxes. Waived of Rs. 10,000 retail spends done within 90 days of card set up.
• Annual fee: Rs. 199 + applicable taxes. Waived on Rs. 40,000 retail spends done in the previous card anniversary year.