Key Features

• Annual fees and renewal fees will vary for each cardholder depending on the card held and will be informed at the time of applying for the card.
• Credit-free period up to 50 days is available. If the cardholder opts for revolving payment, then an interest as low as 1.9% p.m. will be applied on the balance carried forward.
• Cash withdrawal charges at 2.5% of the amount withdrawn with a minimum of Rs. 500 will be collected.
• Limit on the Credit Card will be fixed by HDFC bank based on several criteria and the limit has to be shared among the Add On members as well. The same will be informed to the cardholder at the time of delivering the card.
• If the card is used beyond the limit, 2.5% of the over limit will be charged for all cards except Infinia.
• A late fee ranging from Rs. 100 to Rs. 750 is applied per statement cycle for the card dues not paid in accordance to the due date.