How to Maximize Credit Card Rewards & Cashback?

How to Maximize Credit Card Rewards & Cashback?

1. Choose the Right Card- Select a card that offers high rewards in categories you spend most on, like dining, travel, or groceries.

2. Maximize Bonus Categories- Take advantage of rotating or quarterly bonus categories for extra rewards (e.g., dining, gas, etc.).

3. Activate Offers- Always activate promotional bonus offers and limited-time deals to earn additional rewards or cashback.

4. Pay the balance in full- Pay off your balance in full so the interest does not kick in and eat away at any rewards you may get.

5. Cash back portals- Use the credit card portals for more extra money on the cashback, if you shop online.

6. Smart redemption- Redeem for higher value, such as redeeming travel points or high-value gift cards.

7. Track expiration dates- Remember when the expiration dates are to ensure you use the rewards before expiring.

By following these, you will get the most value from your credit card rewards and cashback programs.